| PRODUCTS |
|
First Life America
offers a variety of products to fit your individual needs. Please
contact the Home Office for more details or to have a representative
contact you.
|
|
First
Term - term life insurance available in 10-15-20-30 year
term periods. Competitive rates are fully or partially guaranteed.
Policy Riders available include Accidental Death, Waiver of Premium,
Return of Premium, Accelerated Benefit.
|
|
First
Step 100 - single premium term life insurance policy
for children ages 0-15. A one time payment of $100 buys $5,000
of coverage, $200 buys $10,000. Policy convertible to a permanent
plan by age 21 with no evidence of insurability.
|
|
First
Whole Life - permanent life insurance that builds cash
values. Riders available include Accidental Death, Accelerated Benefit,
Waiver of Premium, Terminal Illness and Long Term Care.
|
Golden
Eagle Whole Life - permanent whole life insurance for
ages 50-85. Small face amounts designed for final expenses. Accelerated
Benefit and Nursing Home rider included.
|
Annuities
- our family of annuities offer competitive interest rates and
a provision that guarantees return of 100% of deposits made during
the first contract year. Extended Care Waiver of Surrender Charges
Endorsement included at no cost.
|
Value
Builder - whole life insurance paid up after 10 or 20 years.
Policy includes a deferred annuity rider earning competitive interest.
Accidental Death rider also available.
|
| First Priority -
Accidental Death and Dismemberment:
AD&D coverage provides benefits to victims and their family in the case of an accident
- for example, a car accident or a work accident. Unlike life insurance, AD&D coverage
provides benefits if the insured loses a limb, sight or becomes paralyzed from an accident. One
of the real values of AD&D insurance comes from it's modest premiums. |